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Earning Rs 1 lakh per month? Here's how much home loan EMI you can safely afford
4+ hour, 12+ min ago (693+ words) Earning Rs 1 lakh per month can make homeownership look within reach, but the size of the salary alone does not determine whether you can comfortably afford a home loan. Existing expenses, EMIs, investments, emergency savings, down payment and future financial…...
Is your credit card giving you less than before? Here’s how to get more value from it- Moneycontrol.com
11+ hour, 4+ min ago (676+ words) You may have taken a credit card because it offered free airport lounge visits, good cashback or generous reward points. A year later, you could still be paying the same annual fee but getting much less in return. This has…...
8th pay commission salary hike: How Level 1 Central Government employees can allocate extra income to retirement, debt, savings and lifestyle- Moneycontrol.com
2+ day, 21+ hour ago (647+ words) The 8th Central Pay Commission is continuing its regional consultations with employee associations across states and Union Territories. Its latest meeting concluded in Puducherry on September 9, while the next consultation is scheduled to be held in Chandigarh from September 16 to 18. Various…...
Lending money to friends or family? Think about these things before saying yes- Moneycontrol.com
1+ day, 1+ hour ago (667+ words) When a close friend or relative asks for money, the decision rarely feels purely financial. Perhaps they need help with a medical bill, a business is struggling or they are short of money for a house. If you have savings…...
Cash, card or forex card? How to choose the right payment mix for an overseas trip- Moneycontrol.com
2+ week, 2+ hour ago (855+ words) Cash or card? It's a simple question at home, but it can become slightly more complicated when you're travelling overseas. A credit card may work perfectly well at your hotel but come with a forex mark-up. A street vendor may…...
Gold and silver price today, September 11: Check rates of 24K, 22K gold in Delhi, Mumbai, Kolkata other cities
2+ day, 4+ hour ago (211+ words) Gold futures price fell nearly 1 percent at $4,365 per ounce (01:56 GMT) from its previous close on Comex amid rising US bond yields and a stronger dollar weighing on bullion, while higher crude prices fuelled inflation concerns and expectations of tighter Fed…...
Thinking of moving back to India at 40? Do the financial math before you decide
2+ day, 12+ hour ago (681+ words) Moving back to India at 40 is very different from returning after retirement. You may still have 15 or 20 of your highest-earning years ahead of you. Your children may be in school, a home purchase could be on the horizon and retirement…...
Property bought in 2005, alternate flat allotted in 2019: Which date counts for capital gains tax?
2+ day, 17+ hour ago (371+ words) Moneycontrol.com If a property bought in 2005 is replaced with a Permanent Alternate Accommodation in 2019, and the new flat is sold in 2026, which date should be considered the acquisition date for capital gains purposes? Todayâs Ask Wallet Wise explains…...
PFRDA working on ensuring pension access for workers in informal sector: Chairperson S Ramann
2+ day, 14+ hour ago (457+ words) The Pension Fund Regulatory and Development Authority (PFRDA) is working on a technology-driven mechanism to enable workers registered on the e-Shram database to open pension accounts through their mobile phones, its chairperson S Ramann said on Thursday. The initiative is…...
Large-cap funds see outflows for second straight month, while flexi-cap inflows pick up. What is changing?
2+ day, 19+ hour ago (879+ words) Large-cap mutual funds are seeing an unusual divergence from the rest of the equity fund market. The category recorded net outflows of Rs 1,147.36 crore in August, following Rs 1,321.69 crore of outflows in July, according to the latest Association of Mutual…...